#freelance-gigs
For posting freelance opportunities. Plz post freelance gigs here → <https://airtable.com/shrnaj45n9yge6xOt> (If you want to post that you're looking for work, post in <#C02RGHQ4HK7|hire-me>)
Thread
Has anyone heard of Bonsai? Any reviews? Just learned about it yesterday and I'm intrigued by all of the tools, but I'm wondering if its ACH payments option is as easy-to-use as Quickbooks Self-Employed, since I'm looking to avoid ever accepting payments via CC.
I'm also interested in this if anyone has insights.
I've used it briefly. I can't speak to the ACH portion of it.
For me, I felt I couldn't customize some things as much as I wanted. However, I'm also used to tools like Airtable and Notion where the tool is your playground. So take my experience with a grain of salt! 😃
Curious about why you don't want to accept CC payments? Is it because of a processing fee?
Yes, it's because of the processing fees. If I were to lose ~3% on every payment it would cost me hundreds of dollars a month. Currently I only pay $15 a month to Quickbooks to be able to receive electronic payments.
Oh wow! Yeah my migration to Quickbooks once I scale is inevitable because of that. Even the 1.5% fee for a bank transaction hurts haha
@Olivia Barrow why not up your prices by 3% to cover the processing fee?
@Jasmine Williams I guess I have assumed that wouldn't go over well with clients...and even if it did, it would still suck to be paying that much when there is an option that saves both me and the clients money.
@Joanna Rutter with Quickbooks, if your customers are paying via ACH, you don't even lose a 1.5% so you'll come out ahead if you're invoicing for more than $1,000 a month.